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Blockchain & Banking

Our Blockchain and Banking Blog offers the latest information on financial services and litigation trends. Banking topics range from commercial and consumer lending, to bankruptcy and lender liability defense, to the Dodd-Frank and Regulations JJ. Notably, contributors to the blog have earned national recognition as legal trailblazers in the blockchain and cryptocurrency arena, owing to their experience helping scores of token developers execute viable ICOs and STOs. They provide timely updates on the evolving regulatory framework for token developers (and their investors), along with news of innovative blockchain applications in industries such as health care, real estate, manufacturing, and logistics.

Recent Blog Posts

Encryption your data. Binary code and digital Lock. Hacker attack and data breach. Big data with encrypted computer code. Safe your data. Cyber internet security and privacy concept. Database storage 3d illustration

Binance Decision Clarifies Extraterritorial Application of U.S. Securities Laws to Digital Asset Tra...

April 19, 2022

pile of coins on technology financial graph background.

President Biden’s Executive Order Addressing Digital Assets and Technologies

March 9, 2022

Concept cryptographic nft on a hundred-dollar bill franklin in glasses

NFT Lawsuits 2022 Roundup

March 1, 2022

The American Rescue Plan’s Impact on Form 1099-K Reporting Requirements for Third-Party Payment Ne...

February 8, 2022

Banking System and Electronic Transfer for Business

The Digital Dollar: The Fed Exploring Whether a U.S. CBDC Might Make “Cents”

January 24, 2022

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We Knew It Was Coming: The First NFT Lawsuit is Here

June 9, 2021

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Operational Considerations for Implementation of the California Commercial Lender Disclosure Law

May 5, 2021

Kentucky Poised To Be National Cryptomining Leader With New Tax Legislation

March 29, 2021

<img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/06/Blockchain-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2018/06/Blockchain-270x500.jpg" class="image wp-post-image" alt="" loading="lazy" />

Blockchain and Art Provenance: Five Data Privacy Challenges

March 18, 2021

The Importance of Operational Procedures Whenever Statutory Notice is Required

February 4, 2021

Proposed Tennessee Bill to Remove Sales Tax in Calculation of Interchange Fees

January 29, 2021

“Tax Attributes” that Protect from Income Taxes as “Property”

November 13, 2020

PPP Loan Forgiveness Should Not Cause Discharge of Indebtedness Income or Generate a Form 1099-C

November 3, 2020

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“We Don’t Bank Crypto” Isn’t Enough: Banks Need a Strategy for Cryptocurrency

October 12, 2020

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Valuable Lessons to be Drawn from the CFPB’s TD Bank Overdraft Consent Order

August 31, 2020

Digital chainlinks, blockchain

Is the Crypto Camel’s Nose Under the Banker’s Tent With the OCC’s Interpretative Letter of Jul...

July 24, 2020

Digital key unlocking code

Kentucky Continues Progress in Blockchain Technology and Smart Contracts

July 24, 2020

Solutions for Delays in Unclaimed Property Reporting

July 16, 2020

A Primer for Kentucky’s Financial Institutions About Properly Handling Suspected Elder Financial A...

July 13, 2020

Stack of papers in front of computer

Security Interests for Sellers of Goods and Services and the Value of an Unperfected Security Inter...

July 1, 2020

Bankruptcy Courts Helping Individuals, Despite the Statute?

June 30, 2020

The OCC’s CRA Final Rule: What is a Qualifying Activity?

June 8, 2020

When Your Vendor’s Lender Demands You Pay It Instead of Your Vendor

April 22, 2020

Lender Liability: An Expected Post-Coronavirus Legacy?

April 22, 2020

Mortgage Payment Deferral Responsibilities of Small Servicers during the Coronavirus Declared Emerge...

April 16, 2020

Advice for Mortgage Loan Servicers: Navigating the Recent Joint Statement Guidance

April 14, 2020

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Traditional Note Offering Settled on the Ethereum Blockchain: Securitization in the Age of Digital A...

April 9, 2020

Danger for Buyers of Distressed Securities or a Gift to Bond Indenture Trustees

April 6, 2020

Cashing Checks in the COVID-19 Age

March 23, 2020

Kentucky’s Department of Financial Institutions Issues New COVID-19 Guidance

March 18, 2020

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COVID-19 and Banks’ Remote Deposit Capture Processes

March 18, 2020

SBA Relief for Businesses Impacted by COVID-19 – Disaster Assistance Loans

March 16, 2020

Locked puzzle pieces of code

Can decentralized finance offset the Wall Street losses due to coronavirus?

March 13, 2020

How Bankers Can Prepare for the Shock of Coronavirus

March 11, 2020

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Dangerous Intersection Ahead: Privacy and Banking Fintech

March 9, 2020

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Navigating Blockchain and Data Privacy

February 28, 2020

Community Banks and Credit Unions are Targeted with Class Action Lawsuits for NSF and Overdraft Char...

February 7, 2020

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Contract Fairness Requirements and Lender-Placed Insurance

January 30, 2020

Can a Lien Exist Without A Debt For It to Secure?

January 24, 2020

Ohio Supreme Court Resolves Some Concerns in Foreclosure Litigation Appeals

January 23, 2020

Could Banks Be Targeted in Iran’s Cyber Retaliation?

January 7, 2020

Financial Services Bank Building

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Community Reinvestment Act (CRA): Are Changes on the Way?

January 6, 2020

Hemp money

Webinar: Banking America’s Hemp Businesses

December 11, 2019

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Mortgage Loan Servicer’s Failure to Plan for Errors is Costly

December 10, 2019

<img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/06/Blockchain-CombinationLock-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/06/Blockchain-CombinationLock-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2018/06/Blockchain-CombinationLock-270x500.jpg" class="image wp-post-image" alt="" loading="lazy" />

Lender Considerations for Cryptocurrency and Other Digital Assets

December 10, 2019

Business Marijuana Hemp Leaves Cannabis Stock Exchange Market

Bank Regulators Get into the Weeds About Industrial Hemp

December 4, 2019

<img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Business-Contract-Negotiation-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Business-Contract-Negotiation-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Business-Contract-Negotiation-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Business-Contract-Negotiation-270x500.jpg" class="image wp-post-image" alt="" loading="lazy" />

A Difference That Could Matter: Borrower versus Guarantor

November 26, 2019

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SAFTs May Survive Telegram’s Garbled Message

November 19, 2019

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Defaulted Mortgagee Saved By Distinction Between Note and Mortgage Claims

November 18, 2019

Financial Services Bank Building

<img width="270" height="500" alt="Financial Services Bank Building" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2017/04/Bank-Building-Downtown-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Financial Services Bank Building" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2017/04/Bank-Building-Downtown-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2017/04/Bank-Building-Downtown-270x500.jpg" class="image wp-post-image" alt="Financial Services Bank Building" loading="lazy" />

Lessons for Commercial Litigation Counsel re (1) Business Records Hearsay and (2) Partial Conditiona...

November 18, 2019

IRS Lien Litigation Holds Lessons For Transaction Counsel

November 4, 2019

Blue ICO icon

ICOBox Complaint Offers Glimpse into SEC Enforcement Thinking

October 25, 2019

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Joint Statement Issued on Activities Involving Digital Assets

October 16, 2019

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Blockchain and voting

October 15, 2019

State Attorneys General Ask at the Checkout Counter, “Chip & Sign or Chip & Pin?”

September 17, 2019

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Planning Litigation for the Lender: Lender Can Sue Out-of-State Borrower’s Counsel in Lender’s H...

August 19, 2019

Featured image for Intellectual Property Practice Area

U.S. Government Regulation of Cryptocurrencies Remains More Tortoise than Hare

August 4, 2019

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Recent Case Law Focuses on Drafting Considerations in Payments Contracts (part 3 of 3)

July 23, 2019

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Recent Case Law Focuses on Drafting Considerations in Payments Contracts (part 2 of 3)

July 15, 2019

<img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Business-Contract-Negotiation-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Business-Contract-Negotiation-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Business-Contract-Negotiation-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Business-Contract-Negotiation-270x500.jpg" class="image wp-post-image" alt="" loading="lazy" />

Recent Case Law Focuses on Drafting Considerations in Payments Contracts (Part 1 of 3)

July 8, 2019

Rising Momentum for Blockchain’s Decentralized Finance Applications

July 5, 2019

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Collateral Descriptions in UCC Financing Statements

June 20, 2019

Piggy bank overflowing with money

How to Address a Consumer Dispute in Compliance with Fair Credit Reporting Act

June 2, 2019

<img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/09/Foreclosure-sign-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/09/Foreclosure-sign-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/09/Foreclosure-sign-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2019/09/Foreclosure-sign-270x500.jpg" class="image wp-post-image" alt="" loading="lazy" />

Unique Concerns When Foreclosing Junior Liens on Real Estate in Ohio

May 29, 2019

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The First Filed Real Estate Interest Has Priority, Sometimes

May 7, 2019

West Virginia Medical Cannabis Banking Reforms Take Shape

April 30, 2019

So Many Adages So Little Time

April 29, 2019

When a Lender Must File and Send a Form 1099-C to Report Debt Forgiveness

April 26, 2019

<img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2019/04/Finance-CreditCards-Phone-Keyboard-270x500.jpg" class="image wp-post-image" alt="" loading="lazy" />

Small Banks and FinTech: an Opportunity?

April 15, 2019

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HR 171: Kentucky’s First Step Towards a Sustainable and Innovative Blockchain Market

April 3, 2019

<img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/09/MortgageApplication_Tablet-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/09/MortgageApplication_Tablet-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/09/MortgageApplication_Tablet-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2019/09/MortgageApplication_Tablet-270x500.jpg" class="image wp-post-image" alt="" loading="lazy" />

Admit and Legislators Acknowledge That Real Estate Professionals Are Human and Need Protection From ...

April 2, 2019

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Two offerings – one token: Simultaneous Rule 506(c) and Reg S offerings of security tokens

April 1, 2019

Dormancy and Revival: Long-Term Judgment Collection in Ohio

March 4, 2019

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SPNB Charters for FinTech Companies: A Primer

February 27, 2019

Big picture of finance, connecting the dots

<img width="270" height="500" alt="Big picture of finance, connecting the dots" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Finance-Data-Personal-Information-Technology-Laptop-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Big picture of finance, connecting the dots" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Finance-Data-Personal-Information-Technology-Laptop-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Finance-Data-Personal-Information-Technology-Laptop-270x500.jpg" class="image wp-post-image" alt="Big picture of finance, connecting the dots" loading="lazy" />

SPNB Charters for FinTech Companies Will Impact Your Litigation Work

February 25, 2019

When the Dispatcher Must Stop the Truck: A Collection Lawyer’s Duty to Stop the Work of Others Tha...

February 12, 2019

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Five Things to Know About Security Token Offerings

February 10, 2019

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What’s around the bend for crypto and blockchain developers and the agencies tasked with regulatin...

February 8, 2019

New FCC Database Aims to Reduce Potential Liability of Businesses under the Telephone Consumer Prote...

February 1, 2019

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Lis Pendens in Ohio: Tips for Leasehold Mortgagees and Other SNDA Beneficiaries

December 17, 2018

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Ohio’s Data Protection Act: An Opportunity for Financial Institutions That Operate in Ohio

December 5, 2018

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From Gray to Black and White: Traditional Regulations Come to Crypto

December 3, 2018

<img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Data-Crunching-Numbers-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Data-Crunching-Numbers-270x500.jpg" class="image wp-post-image" alt="" loading="lazy" />

Agreed, Not Unauthorized and yet Unenforceable

November 26, 2018

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Update and Expansion: Appeals in a Foreclosure Case, an Empty Right in Ohio?

November 21, 2018

What a Collection Lawyer Should Know About a Client’s Information Management Systems

October 22, 2018

<img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Conference-Room-Data-270x500.jpg" class="image wp-post-image" alt="" loading="lazy" />

The Commercial Litigator and His Client’s Information Management Systems

October 18, 2018

Initial Coin Offering ICO

<img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image" alt="Initial Coin Offering ICO" loading="lazy" />

Cryptocurrency or a Security? Only the Jury Knows for Sure

September 12, 2018

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<img alt="placeholder image" data-src="https://staging.frostbrowntodd.com/app/themes/mightily/dist/assets/img/placeholder_article_520x900.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img alt="placeholder image" data-src="https://staging.frostbrowntodd.com/app/themes/mightily/dist/assets/img/placeholder_article_520x900.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img alt="placeholder image" data-src="https://staging.frostbrowntodd.com/app/themes/mightily/dist/assets/img/placeholder_article_520x900.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img alt="placeholder image" data-src="https://staging.frostbrowntodd.com/app/themes/mightily/dist/assets/img/placeholder_article_520x900.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img alt="placeholder image" data-src="https://staging.frostbrowntodd.com/app/themes/mightily/dist/assets/img/placeholder_article_520x900.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img alt="placeholder image" data-src="https://staging.frostbrowntodd.com/app/themes/mightily/dist/assets/img/placeholder_article_520x900.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img alt="placeholder image" data-src="https://staging.frostbrowntodd.com/app/themes/mightily/dist/assets/img/placeholder_article_520x900.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img alt="placeholder image" data-src="https://staging.frostbrowntodd.com/app/themes/mightily/dist/assets/img/placeholder_article_520x900.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img alt="placeholder image" data-src="https://staging.frostbrowntodd.com/app/themes/mightily/dist/assets/img/placeholder_article_520x900.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img alt="placeholder image" data-src="https://staging.frostbrowntodd.com/app/themes/mightily/dist/assets/img/placeholder_article_520x900.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img src="https://staging.frostbrowntodd.com/app/themes/mightily/dist/assets/img/placeholder_article_520x900.jpg" class="image wp-post-image" alt="placeholder image" />

Planning Commercial Collection Litigation: A Primer

September 5, 2018

Financial Services Bank Building

<img width="270" height="500" alt="Financial Services Bank Building" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2017/04/Bank-Building-Downtown-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Financial Services Bank Building" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2017/04/Bank-Building-Downtown-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2017/04/Bank-Building-Downtown-270x500.jpg" class="image wp-post-image" alt="Financial Services Bank Building" loading="lazy" />

Bankers, Bitcoins And the Bank Secrecy Act – A Webinar about Business Opportunities & Risk...

August 24, 2018

Ohio Enacts Law Acknowledging Blockchain Transactions and Granting Safe Harbor Protections to Eligib...

August 9, 2018

A Thoughtful Bankruptcy Lawyer’s Opportunity to Anticipate

August 1, 2018

Entity Receiverships and the Dangerous Federal Priority Statute

July 6, 2018

Ohio’s Administrative (Not Judicial) Income Tax Liens

June 19, 2018

Joinder of Claims in Commercial Foreclosure Litigation is a Choice

June 6, 2018

<img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/09/Foreclosure-sign-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/09/Foreclosure-sign-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/09/Foreclosure-sign-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2019/09/Foreclosure-sign-270x500.jpg" class="image wp-post-image" alt="" loading="lazy" />

Appeals in a Foreclosure Case, an Empty Right in Ohio?

May 30, 2018

Over Lawyering Danger: Sometimes the “Belt” Interferes with the “Suspenders”

May 14, 2018

IRS Liens, After Acquired Property and the Doctrine of Choateness

May 4, 2018

<img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Data-Crunching-Numbers-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Data-Crunching-Numbers-270x500.jpg" class="image wp-post-image" alt="" loading="lazy" />

When is Old New: Loan Modification Under the BSA’s Beneficial Owner Rule

May 1, 2018

Do Prior Liens Attach to Property After the Fraudulent Conveyance Determination

April 26, 2018

<img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/06/Blockchain-CombinationLock-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/06/Blockchain-CombinationLock-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2018/06/Blockchain-CombinationLock-270x500.jpg" class="image wp-post-image" alt="" loading="lazy" />

New York Attorney General Launches Inquiry into Cryptocurrency Exchanges

April 18, 2018

<img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Business-Contract-Negotiation-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Business-Contract-Negotiation-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Business-Contract-Negotiation-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Business-Contract-Negotiation-270x500.jpg" class="image wp-post-image" alt="" loading="lazy" />

Danger: “Unlimited” Guaranty Covers Theft Losses Caused By Another

April 13, 2018

How to Lose a Default Judgment Motion: Seek the Wrong Relief Too Soon

April 6, 2018

<img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/09/MortgageApplication_Tablet-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/09/MortgageApplication_Tablet-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/09/MortgageApplication_Tablet-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2019/09/MortgageApplication_Tablet-270x500.jpg" class="image wp-post-image" alt="" loading="lazy" />

A Cautionary Tale: Original Mortgagee’s Modified Loan Prevails Over Second Secured Lender

April 3, 2018

<img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Technology-Fingerprint-Scanning-Tech-270x500.jpg" class="image wp-post-image" alt="" loading="lazy" />

Arizona Creates Legislative Sandbox to Foster Fintech Business Growth

March 27, 2018

Initial Coin Offering ICO

<img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image" alt="Initial Coin Offering ICO" loading="lazy" />

Op Ed: FinCEN Policy Positions Offer Murky Guidance for ICOs

March 14, 2018

<img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/06/Blockchain-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2018/06/Blockchain-270x500.jpg" class="image wp-post-image" alt="" loading="lazy" />

Blockchain Update: SEC Order Interrupts the Munchee ICO

December 18, 2017

Initial Coin Offering ICO

<img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image" alt="Initial Coin Offering ICO" loading="lazy" />

It Begins: The First ICO-Related Securities Litigation Has Been Filed – and There are Lessons ...

November 15, 2017

<img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/06/Blockchain-Files-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2018/06/Blockchain-Files-270x500.jpg" class="image wp-post-image" alt="" loading="lazy" />

Blockchain Policy Update: LabCFTC Releases “A CFTC Primer on Virtual Currencies”

October 20, 2017

<img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Apartment_Building2-270x500.jpg" class="image wp-post-image" alt="" loading="lazy" />

West Virginia Supreme Court: WVCCPA does not apply to Landlord/Tenant Relationships

October 16, 2017

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Legal Issues of Owning and Operating a Bitcoin ATM Business

September 14, 2017

<img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2019/09/Rules-regulations-compliance-policies-standards-gears-270x500.jpg" class="image wp-post-image" alt="" loading="lazy" />

A Regulatory Primer for Bitcoin ATM Operators – State Law & Regulations

September 14, 2017

<img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2019/07/BitCoin-Piggy-Bank-270x500.jpg" class="image wp-post-image" alt="" loading="lazy" />

Bitcoin ATMs: What They Are and How They Work

September 14, 2017

<img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/06/Blockchain-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2018/06/Blockchain-270x500.jpg" class="image wp-post-image" alt="" loading="lazy" />

Asian Regulatory Actions on ICOs: Optimism Remains Despite New Regulations

September 5, 2017

New Cybersecurity Regs Will Not be Limited to New York: Extra-Territorial Application for the Insure...

August 16, 2017

<img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Gavel_Files-270x500.jpg" class="image wp-post-image" alt="" loading="lazy" />

2017 Shaping Up to be a Busy Year for State-Level Blockchain Legislation

August 4, 2017

<img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/06/Blockchain-CombinationLock-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/06/Blockchain-CombinationLock-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2018/06/Blockchain-CombinationLock-270x500.jpg" class="image wp-post-image" alt="" loading="lazy" />

Launching an ICO? Follow This Advice from the SEC

July 31, 2017

<img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2019/08/Blockchain_UnlockingFiles-270x500.jpg" class="image wp-post-image" alt="" loading="lazy" />

FinCEN Cracks-Down on Yet Another Alleged Illegitimate Virtual Currency Exchange, Raising More Conce...

July 27, 2017

Initial Coin Offering ICO

<img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image" alt="Initial Coin Offering ICO" loading="lazy" />

SEC Addresses ICO Bubble, But Leaves Key Questions Unanswered

July 26, 2017

Initial Coin Offering ICO

<img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image" alt="Initial Coin Offering ICO" loading="lazy" />

Initial Coin Offering Risk Factors: More Than Just Legalese

July 6, 2017

West Virginia Legislature Amends Consumer Credit and Protection Act

May 11, 2017

Financial Services Bank Building

<img width="270" height="500" alt="Financial Services Bank Building" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2017/04/Bank-Building-Downtown-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Financial Services Bank Building" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2017/04/Bank-Building-Downtown-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2017/04/Bank-Building-Downtown-270x500.jpg" class="image wp-post-image" alt="Financial Services Bank Building" loading="lazy" />

Conference of State Bank Supervisors Sues U.S. Comptroller over Non-Bank Charter Rule

April 28, 2017

What Prepaid Accounts Are Subject to the New Prepaid Rules? What you need to know to be ready.

March 23, 2017

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What Prepaid Accounts Are Subject to the New Prepaid Rules? What you need to know to be ready.

March 23, 2017

A Cautionary Tale for Money Service Businesses: How Violating the Bank Secrecy Act Could Cost Millio...

March 2, 2017

Initial Coin Offering ICO

<img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image" alt="Initial Coin Offering ICO" loading="lazy" />

New Hampshire Takes Steps to Exempt Virtual Currency Transfers from its Licensing Regime

February 22, 2017

<img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Technology-CyberSecurity-Padlock-270x500.jpg" class="image wp-post-image" alt="" loading="lazy" />

New York’s DFS Narrows Proposed Cybersecurity Regulations

January 20, 2017

Big picture of finance, connecting the dots

<img width="270" height="500" alt="Big picture of finance, connecting the dots" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Finance-Data-Personal-Information-Technology-Laptop-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Big picture of finance, connecting the dots" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Finance-Data-Personal-Information-Technology-Laptop-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Finance-Data-Personal-Information-Technology-Laptop-270x500.jpg" class="image wp-post-image" alt="Big picture of finance, connecting the dots" loading="lazy" />

Fintech Companies are No Longer in “Uncharted” Territory

December 27, 2016

The Medieval Economics of Cryptocurrency

November 14, 2016

Initial Coin Offering ICO

<img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Initial Coin Offering ICO" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg" class="image wp-post-image" alt="Initial Coin Offering ICO" loading="lazy" />

It’s EZ as 1, 2, 3 . . . Disclosure, limited liability and periodic statements required for prepai...

October 14, 2016

Considerations For A Legislative Definition of “Blockchain”

October 13, 2016

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Are Prices Free Speech? The Supreme Court is set to weigh in on whether merchant surcharges are prot...

October 6, 2016

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Will Sixth Circuit Decision Further Open Doors to Data Breach Recovery Lawsuits?

October 6, 2016

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CFPB ARBITRATION RULE: What You Need to Know Now

May 6, 2016

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Law and Technology Disconnect: Tennessee Just Killed Encryption Safe Harbor

April 11, 2016

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Preservation of Arbitration Rights in Kentucky When Litigation Is Filed

March 21, 2016

What You Should Know About Kentucky’s New Uniform Voidable Transactions Act

January 29, 2016

Big picture of finance, connecting the dots

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Your Money is No Good Here: FTC Bans Telemarketers from Accepting Four Methods of Payment

November 25, 2015

A House Divided: U.S. District Court Splits on Whether Class Has a Private Right of Action Against �...

November 18, 2015

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Helpful to Bankers? Changes to the TCPA of Particular Concern to Financial Institutions

August 28, 2015

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Fed’s Advice to Community Banks on Bitcoin: “Proceed … with Caution”

July 27, 2015

Continuity or Change? How the Supreme Court changed the law for lenders under the FHA without changi...

July 22, 2015

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At Risk: Community Banks and the Recovery of Losses Due to Merchant Data Breach

July 6, 2015

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Developments in the Rules Governing Personal Identifiable Information May Have Unexpected Consequenc...

June 18, 2015

Is .bank Right For You? The Pros & Cons

May 19, 2015

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NEW POINT-OF-SALE LEGISLATION IN TENNESSEE

May 11, 2015

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Newly Enacted Legislation Prohibits Certain Amendments to Mortgages

May 4, 2015

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Credit Reporting Agencies’ Deal Could Impose Additional Investigation Rules on Companies that ...

March 10, 2015

What Last Year’s Data Privacy Rulings May Hold For Future Consumer Class Action Lawsuits – Some ...

February 17, 2015

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Key Points for Bankers Concerning Federal Income Tax Filing Requirements When Discharging a Debt

February 12, 2015

West Virginia Supreme Court Dismisses M.E.R.S. Recording Fee Putative Class Action

February 6, 2015

Big picture of finance, connecting the dots

<img width="270" height="500" alt="Big picture of finance, connecting the dots" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Finance-Data-Personal-Information-Technology-Laptop-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" alt="Big picture of finance, connecting the dots" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Finance-Data-Personal-Information-Technology-Laptop-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2019/07/Finance-Data-Personal-Information-Technology-Laptop-270x500.jpg" class="image wp-post-image" alt="Big picture of finance, connecting the dots" loading="lazy" />

What Financial Institutions Need To Know About IRS Form 1042-S

February 2, 2015

<img width="270" height="500" alt="" loading="lazy" data-src="https://staging.frostbrowntodd.com/app/uploads/2019/09/Contract-270x500.jpg" class="image wp-post-image lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="270" height="500" src="https://staging.frostbrowntodd.com/app/uploads/2019/09/Contract-270x500.jpg" class="image wp-post-image" alt="" loading="lazy" />

When Contract Boilerplate Matters: A Case Lesson From the Credit Card Processing World

January 28, 2015

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Supreme Court Clarifies Borrower’s Rescission Rights Under the Truth in Lending Act

January 21, 2015

Financial Institutions are Foreseeable Victims in Target Data Breach Cases

January 16, 2015

New Savings Options Authorized for Retail Customers

January 9, 2015

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Location, Location, Location: Understanding How Contract Provisions Can Impact Where Litigation Take...

January 22, 2013

Sixth Circuit Affirms District Court’s Finding of Waiver of Right to Enforce Arbitration

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