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Finance

Investing strategically on your account.

Like the rest of the global economy, the finance industry is in a constant state of flux as banks and others in the financial services space hasten to meet the changing needs and wishes of their customers in a highly regulated environment. Recognizing this, we’ve assembled a skilled and versatile cross-practice team to provide legal counsel and coverage for any situation that may confront our clients.

We offer a full range of services related to mergers and acquisitions, CMBS and traditional loan documentation, litigation, complex regulatory issues, strategic planning, and otherwise navigating through the financial services environment. We integrate local market knowledge with coast-to-coast experience, helping clients identify value-enhancing opportunities and structure transactions to advance their business and financial objectives.

Team Lead

Need something? Our finance industry team leader can point you in the right direction.

  • Geoffrey M. White Profile Image
    Geoffrey M. White

    Industry Team Leader

    Louisville, KY

Industry-Focused Support

The company we keep.

Our team represents numerous regional and local bank holding companies, state and national banks, thrift holding companies and other financial institutions, as well as insurance companies, REITs, commercial real estate developers and investors, opportunity funds, private equity firms and many other finance industry participants.

Experience Highlights

Get a sense of who we are and what we’re capable of.

Commercial Real Estate Finance

  • Represented a publicly traded hotel REIT client in closing nearly $500 million in loans and approximately $150 million in acquisitions from a variety of lenders on properties located in, Arlington, Virginia, Atlanta, Georgia, Houston, Texas, Philadelphia, Pennsylvania, Miami, Florida, Jacksonville, Florida, Tampa, Florida, Raleigh, North Carolina, Wilmington, North Carolina, and Jeffersonville, Indiana (Louisville, Kentucky market).
  • Represented a national developer in closing the financing of a luxury hotel in the Mid-South with a complicated combination of equity and debt financing exceeding $150 million.
  • Assisted in closing a 24 property self-storage CMBS loan transaction for a lender client approximately six weeks after the term sheet was executed.
  • Represented a nursing home REIT client in closing 17 FHA-insured loans in Ohio, Indiana and Kentucky, utilizing Section 232 LEAN processing and totaling approximately $100 million.
  • Represented public and private companies with all aspects of managing commercial real estate portfolios, including timely preparation and negotiation of lease amendments, SNDAs and estoppel letters.

Commercial Development

  • Represented developer in acquiring 20+ medium-sized shopping centers and strip malls nationwide, for an aggregate purchase price of over $100 million, in multiple portfolio sales by real estate investment trusts. FBT handled the real estate acquisition, due diligence, title insurance and survey review, some zoning and permitting and environmental work. Multi-State Title Agency, LLC arranged for the issuance of title insurance on the acquired sites.
  • Represented developer in multiple build-to-suit retail projects for a nonprofit retail tenant, including site acquisition, development, leasing and financing.
  • Representation of shopping center developer in: (a) sale of pad site at regional open-air shopping center to major anchor, (b) negotiation of site development agreement between client and major anchor and issuance of letter of credit to secure developer’s obligations, (c) re-platting part of the project and amending project REA and (d) simultaneous amendment/extension of $60 million+ first mortgage financing for the project.
  • Represented developer in drafting and negotiating leases and development agreements with multiple global companies based in Europe.

Lending & Servicing Transactions

  • Negotiated the financing documents in connection with securitized financings on loans ranging from $5 million to $150 million. The financings have involved both the negotiation of the loan documents necessary to securitize the loans and also the joint venture documents to accommodate the equity side of the transactions when our clients formed joint ventures with equity partners.
  • Negotiated a $725M first and second lien credit facilities to finance an equity investment.
  • Negotiated a $480M first lien credit facilities to finance an acquisition.
  • Represented life insurance company lender closing a two-tiered $150 million portfolio of cross-collateralized loans secured by seven properties located in six different states, including one single tenant property that achieved LEED Gold certification for commercial interiors.
  • Represented CMBS special servicer client in closing (a) a deed in lieu of foreclosure of a full-service hotel property that included a de-flagging and re-flagging of the hotel at the closing and (b) the subsequent sale of the hotel that included the de-flagging, closing and re-flagging of the hotel.
  • Assisted life insurance company lender in multi-tiered loan modification for a retail property with mortgage and mezzanine loans totaling $25.7 million following bankruptcy of two national tenants in order to introduce two replacement national tenants to anchor the project.
  • Represented CMBS lender closing a $69.5 million loan secured by a full-service hotel featuring historic tax credits.

Public Finance

  • Acted as bond counsel for a $330 million tax-exempt bond issue in which insured auction-rate bonds were redeemed and replaced by new fixed-rate tax-exempt debt.
  • Acted as bond counsel for a $146 million tax-exempt bond issue in which insured auction-rate bonds were redeemed and replaced by a mixture of new fixed-rate debt and variable rate letter-of-credit back debt.
  • Acted as placement agent’s counsel for multiple bond issues financing the $275 million Ernst & Young Tower Cleveland Flats project, a complex commercial real estate and public infrastructure project which utilized more than 35 funding sources.

Financial Institutions Counsel

  • Counseled financial institutions with respect to loans available through programs sponsored and administered by the U.S. Small Business Administration (SBA), including financing for projects located in Illinois, Indiana, Kentucky, Michigan, Missouri, North Carolina and Ohio.
  • Represented national bank in connection with a $40 million asset-based revolving credit facility for a regional petroleum wholesale company.
  • Represented national bank in the negotiation of in-store space leases with grocery store operators in locations across the United States.

Bankruptcy & Restructuring

• Acted as administrative agent, lead arranger and bookrunner in $975 million first lien term and revolving exit facilities for Vanguard Natural Gas, LLC (n/k/a Vanguard Natural Resources, Inc.), to finance operations following its bankruptcy proceedings.
• Served as counsel regarding Amplify Energy Corp. (f/k/a Memorial Production Partners LP), in an up to $1 billion amended and restated senior secured reserve-based revolving exit facility, with an initial borrowing base of $490 million, to finance operations following its bankruptcy proceedings.
• Acted as counsel for Bank of America as secured creditor in Chapter 11 cases of coal companies.

Supporting Evidence

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