Sandra represents financial institutions and borrowers in connection with negotiating and closing commercial loans secured by real estate and personal property. She also focuses her practice on commercial real estate transactions, including acquisitions, sales, and leasing of retail, restaurant, office, and warehouse projects. In addition, Sandra represents clients in general corporate, commercial, and day-to-day business matters, including negotiating, reviewing, and drafting commercial services, supply chain, information technology, and equipment lease contracts.
Prior to joining FBT, Sandra spent fourteen years working in the banking industry. Most recently, she was a Vice President and Finance Manager at PNC Bank in Cincinnati, Ohio supporting the bank’s Equipment Finance and Leasing division. While at PNC Bank, Sandra worked on forecasting and budgeting; compensation design, processing, and analysis; financial and portfolio reporting; pricing and structuring; regulatory initiatives; strategic planning and analysis; and technology enhancements. Before that, Sandra worked at National City Bank and Provident Bank.
Reviewed, drafted, and negotiated commercial agreements for an automotive manufacturing company including terms and conditions, statements of work, services agreements, nondisclosure agreements, real estate leases, supply chain agreements, and information technology agreements.
Representation of lenders and lessors in commercial mortgage loans, construction loans, equipment loans and leases, and lines of credit.
Representation of a borrower in acquisition, redevelopment, and loan for the renovation of a new retail site.
Representation of restaurant chains and other corporate users in real estate transactions, including reviewing title, survey, and zoning, drafting conveyance, easement, and REA documents, and negotiating loan documents.
Representation of landlords and tenants on commercial real estate leases.
Northern Kentucky University, Salmon P. Chase College of Law, J.D., 2014, summa cum laude
Xavier University, M.B.A., Finance, 2006
Thomas More College, B.A., Business Administration; A.A., Art, Communication and Psychology, 2002, magna cum laude
YWCA Rising Star Leadership Program, 2019
YWCA Rising Star Award, 2018
Northern Kentucky Chamber, Legacy Next Generation Leader Award Finalist in the Business, Financial, and Legal Services Category, 2016
National Runner-Up, NKU Chase Arbitration Team, ABA National Arbitration Competition, 2014
Northern Kentucky Law Review, 2012-2014
Judge Judy West Award, 2013, Northern Kentucky Bar Association
AJ Jolly Award, 2011, Northern Kentucky Bar Association
ArtsWave BOARDway Bound, Leadership Program, 2008
M.B.A. Outstanding Academic Achievement Award, Xavier University, 2006
Cincinnati Bar Association
CREW Greater Cincinnati
Northern Kentucky Bar Association
Kentucky Bar Association
Newport Parks Renaissance Commission, Inc., Board Member, 2014-present
City of Newport, Kentucky, Steering Committee Member for Comprehensive Plan – 2020
YWCA, Mentor, 2019 – 2020
Fuel Cincinnati, Committee Member, 2014-2017; Secretary, 2015; Chair, 2016; Vice-Chair, 2017
Give Back Cincinnati, Volunteer, 2013-2017
Volunteer Income Tax Assistance (VITA) Tax Preparer, 2013; ABA Law Student Division 6th Circuit VITA Coordinator, 2013-2014
“COVID-19: Real Estate Considerations and the Road Ahead,” Ohio State Bar Association, 28th Annual Bradley J. Schaeffer Real Property Institute, December 16, 2020.
Rambo Cop: Is He a Soldier Under The Third Amendment?, 41 N. KY. L. REV. 119, 2014.
Kentucky Should Mandate Attorney Consultation Before Juveniles Can Effectively Waive Their Miranda Rights, 40 N. KY. L. REV. 201, 2013.
August 13, 2020
January 21, 2015