Blockchain and Banking Blog
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Community Banks and Credit Unions are Targeted with Class Action Lawsuits for NSF and Overdraft Char...
February 7, 2020 | Blogs
Many banks and credit unions are only too well aware that they are the targets of an industry of pla...
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Contract Fairness Requirements and Lender-Placed Insurance
January 30, 2020 | Blogs
Many states have a requirement that contracting parties treat each other with a minimum amount of fa...
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Can a Lien Exist Without A Debt For It to Secure?
January 24, 2020 | Blogs
The question of does a lien exist without a debt for it to secure is a complicated issue that unfort...
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Ohio Supreme Court Resolves Some Concerns in Foreclosure Litigation Appeals
January 23, 2020 | Blogs
In two prior posts, I addressed several questions surrounding appeals in Ohio real estate foreclosur...
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Could Banks Be Targeted in Iran’s Cyber Retaliation?
January 7, 2020 | Blogs
Governmental officials and cyber security experts currently anticipate that Iran’s responses to re...
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Community Reinvestment Act (CRA): Are Changes on the Way?
January 6, 2020 | Blogs
On December 12, the Federal Deposit Insurance Corporation (FDIC) and the Office of the Comptroller o...
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Webinar: Banking America’s Hemp Businesses
December 11, 2019 | Blogs
Overview The new industrial hemp industry presents financial institutions with exciting business o...
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Mortgage Loan Servicer’s Failure to Plan for Errors is Costly
December 10, 2019 | Blogs
Loan servicers’ employees are human beings. Loan servicing employees use systems designed by other...
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Lender Considerations for Cryptocurrency and Other Digital Assets
December 10, 2019 | Blogs
The increasing popularity of cryptocurrencies and other digital assets, most notably, Bitcoin and Et...
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Bank Regulators Get into the Weeds About Industrial Hemp
December 4, 2019 | Blogs
Four key federal banking regulatory agencies, joined by the Conference of State Bank Supervisors, is...
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A Difference That Could Matter: Borrower versus Guarantor
November 26, 2019 | Blogs
Opening remarks on liability. I enforce many unconditional and unlimited guaranty documents signed b...
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SAFTs May Survive Telegram’s Garbled Message
November 19, 2019 | Blogs
Blockchain start-ups who side-stepped traditional seed round financing in favor of selling future ri...