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Legislators in many states have introduced measures that would require insurers to pay claims on business interruption losses attributed to the COVID-19 pandemic. If successful, such legislation could override the ability of insurance carriers to rely on policy exclusions which would normally preclude payment on business interruption claims. For additional information, please see each state’s legislation linked below:

To date, these measures have not yet been passed by each state’s respective legislature. Frost Brown Todd will continue to monitor and update you on these developments and other insurance-related information associated with the COVID-19 pandemic. For more information or questions relating to this specific article, or on other insurance-related issues, please contact Greg Mitchell, Nikki Parrott or anyone in Frost Brown Todd’s Insurance Regulation Practice Group.


To provide guidance and support to clients as this global public-health crisis unfolds, Frost Brown Todd has created a Coronavirus Response Team. Our attorneys are on hand to answer your questions and provide guidance on how to proactively prepare for and manage any coronavirus-related threats to your business operations and workforce.